Tips To Remember When Purchasing A Diamond Engagement Ring

After several years of being in a happy and loving relationship, you finally realize that she’s the perfect one for you. In your heart, she’s the right woman whom you want to share the rest of your life with. You decide that, in a few weeks from now, you’re going to pop the big question to her and to present her with a thing that would surely win her heart: a diamond engagement ring.

As you look at your checkbook, you realize that you only have a limited budget for such an expensive piece of jewellery. At the same time, you don’t want to give her a fake one just to save money; she deserves a lot more than fake jewellery.

Well, help is on the way. There are many smart and useful guidelines that you can follow in order to shop for a diamond ring without breaking your piggy bank’s back.

1. The diamond may be the most expensive part of the ring. However, you can save money by choosing a cheaper setting. For instance, you may opt for a ring made of white gold, which is actually cheaper than yellow gold or platinum. In the same manner, choose a 14K gold band rather than an 18K band. Finally, you can purchase a plain band minus accent stones and intricate details (this is actually a popular contemporary trend).

2. Buy a diamond of lower quality. In the diamond industry, the price of the diamond heavily depends on the gem’s clarity, cut, color, and carat (the 4Cs). The combination of the gem’s ratings on these factors will determine whether you’re going to shell out a lot or save money on diamond jewellery.

* Clarity – select a diamond with a VVS2, VS1 or VS2, or SI1or SI2 rating if you want to save money
* Color – diamond rating is rated from D (without color) to Z (with a lot of color). Typically, diamonds with less color are cheaper than those with more color.
* Carat – carat is a measure of a diamond’s weight. In general, the bigger the carat rating, the more expensive the diamond.

3. Be on the lookout of a sale. Believe it or not, jewellers and jewellery shops frequently have a sale, usually once a month. Rings and other jewellery may be offered at 20 or even 50 percent less than the original retail price. Most of these sales events occur during special days such as Valentines Day, Christmas, Bridal Month, Mother’s Day and so on. Jewellers and retailers may also sell them to clear their inventories.

4. Utilize the Internet. In addition, you have more designs to choose from than in a brick-and-mortar jewellery store.

5. If you wish to buy a diamond engagement ring in a brick-and-mortar establishment, then use cash to purchase the ring. If you buy through credit card, you also need to pay interest and service charge every month until the ring is fully paid.

6. Don’t be afraid to ask for a discount. Jewellers and retailers are often open to giving a discount, especially the older designs that they want off their inventory.

When it comes to splendid diamond rings. Order from the online supplier, and you’re guaranteed of enormous savings.